Financial Tips & Resources

 

 

Banking

 

How Banks Work

https://bettermoneyhabits.bankofamerica.com/en/personal-banking?subTopicId=how-banks-work

 

Ten things to Ask about your Bank Account

https://bettermoneyhabits.bankofamerica.com/en/personal-banking/choosing-bank-account-questions

 

How to get the most out of your checking account

https://bettermoneyhabits.bankofamerica.com/en/personal-banking/checking-account-information

 

Credit Cards versus Debit Cards: What’s the difference

https://bettermoneyhabits.bankofamerica.com/en/personal-banking/difference-between-debit-and-credit

 

Common Banking Fees Explained

https://bettermoneyhabits.bankofamerica.com/en/personal-banking/avoid-bank-fees

 

 

 

Steps to Better Money Management

https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/steps-to-better-money-habits

 

 

Budgeting

How to Create a Budget

https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/creating-a-budget

 

How to Set a Budget and Stick To It

https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/set-budget-stick-to-it

 

Five Reasons Your budgeting isn’t working:

https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/how-to-stick-to-a-budget

 

Options for Persons Who Don’t Like Budgets

https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/how-to-money-management-better

 

Strategies for Living on a Single Income

https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/living-on-one-income

 

 

How does your Spending Stack Up?

https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/average-household-monthly-expenses

 

Emergency Cash: Options

https://bettermoneyhabits.bankofamerica.com/en/debt/how-to-get-emergency-money

 

 

 

Saving Money

 

How to Balance Your Family’s Savings Priorities 

https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/manage-family-savings-goals

 

How to Prioritize Your Savings Goals

https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/learning-to-save

 

 

Eight Simple Ways to Save Money 

https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/ways-to-save-money

 

More Ways to Save Money

https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/money-saving-tips-infographic

 

 

How to Save Money Everyday

https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/how-to-save-money-tips

 

How Much to Save for Emergencies

https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/determining-your-emergency-savings-amount

 

 

Teens and Youth

 

Helping Your Teens Set Savings Goals 

https://bettermoneyhabits.bankofamerica.com/en/personal-banking/how-to-save-money-as-a-teen

 

 

What does it really cost to be in the driver’s seat?

https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/estimated-driving-costs-for-teens

 

 

 

How to Handle Your first Debit Card

https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/managing-your-first-debit-card

 

Four Key Credit Moves for Teens and Youth

https://bettermoneyhabits.bankofamerica.com/en/credit/how-to-build-up-credit

 

Start Smart

https://bettermoneyhabits.bankofamerica.com/en/credit/first-credit-card

 

 

Debt and Credit

 

How to negotiate with creditors

https://bettermoneyhabits.bankofamerica.com/en/debt/debt-negotiation-tips

 

Strategies for Paying Off Debt Fast

https://bettermoneyhabits.bankofamerica.com/en/debt/how-to-pay-off-credit-card-debt-fast

 

Strategies for Paying Down Debt

https://bettermoneyhabits.bankofamerica.com/en/debt/strategies-for-paying-debts

 

Steps to Help you Get Out of Debt

https://bettermoneyhabits.bankofamerica.com/en/debt/steps-to-help-get-out-of-debt

 

Credit Card Debt Management

https://bettermoneyhabits.bankofamerica.com/en/debt/credit-card-debt-management

 

Difference Between Secured and Unsecured Debt

https://bettermoneyhabits.bankofamerica.com/en/debt/difference-secured-unsecured-credit

 

What does Co-signing a Loan Mean

https://bettermoneyhabits.bankofamerica.com/en/debt/cosigner-responsibilities

 

Payday Loans

https://bettermoneyhabits.bankofamerica.com/en/debt/what-is-a-payday-loan

 

Credit Counselors: Can they Help?

https://bettermoneyhabits.bankofamerica.com/en/debt/credit-counseling

 

Credit Transfers: What Are They and How do they Work?

https://bettermoneyhabits.bankofamerica.com/en/debt/how-do-balance-transfers-work

 

How to build credit from scratch

https://bettermoneyhabits.bankofamerica.com/en/credit/start-building-credit

 

Building Credit and Keeping Yours Healthy

https://bettermoneyhabits.bankofamerica.com/en/credit/building-credit

 

Your Credit Report and What Your Need to Know

https://bettermoneyhabits.bankofamerica.com/en/credit/how-to-read-a-credit-report

 

 

 

 

 

Automobile Purchases

 

What is the true cost of an auto?

https://bettermoneyhabits.bankofamerica.com/en/auto/cost-of-owning-a-car

 

Buying versus Leasing

https://bettermoneyhabits.bankofamerica.com/en/auto/lease-or-buy-car

 

Financing an Auto

https://bettermoneyhabits.bankofamerica.com/en/auto/financing-a-car

 

Rebate or Lower Interest Rate?

https://bettermoneyhabits.bankofamerica.com/en/auto/understanding-car-incentives

 

Where to get a car loan: bank or dealer?

https://bettermoneyhabits.bankofamerica.com/en/auto/car-loan-from-bank-vs-dealer

 

Buying Your Teen a Car

https://bettermoneyhabits.bankofamerica.com/en/auto/first-car-for-teenager

 

 

 

 

Miscellaneous Topics 

 

Financial Stress

How to Tackle Financial Stress

https://bettermoneyhabits.bankofamerica.com/en/debt/how-to-overcome-financial-problems

 

 

Parents with Adult Children Living at Home 

https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/how-to-handle-adult-children-living-at-home

 

 

 

Aging Parents:  How and When to Help

https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/aging-parents-finances

 

 

Strategies for Living on a Single Income

https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/living-on-one-income

 

How to Financially Prepare for a Baby

https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/how-to-financially-prepare-for-a-baby

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